What’s the Difference Between Private and Government Homecare in Ontario?
- info585762
- Jul 15
- 2 min read

(And Which One Is Right for Your Family?)
When searching for senior home care in Ontario, one of the most common questions families ask is:
“Should we go with government-funded care, or hire a private homecare provider?”
If you’re asking the same, you’re not alone — and the answer depends on your loved one’s needs, your timeline, and the type of support you’re looking for.
Understanding Government-Funded Homecare in Ontario
In Ontario, public homecare services are provided through Ontario Health atHome (formerly Local Health Integration Networks or LHINs). These services are covered under OHIP and are meant to support individuals with medical or personal care needs who can still live at home.
🏥 What’s Covered:
PSW visits for personal care (like bathing or dressing)
Nursing services for things like wound care or medication
Occupational or physiotherapy
Palliative support
Short-term care after hospitalization
🕒 Limitations:
Waitlists are common (even weeks/months)
Visits are short (often under 1 hour)
Limited flexibility in timing
Families may feel rushed or under-supported
Not all types of support (like companionship or meal prep) are included
What Private Homecare Services Offer
Private providers like Trinity Homecare Services offer fully customizable care, designed to work around your family’s schedule and preferences. Services are paid out-of-pocket or through private insurance.
💚 What You Can Expect:
No waitlists — care can begin in 24–48 hours
Flexible schedules (hourly, live-in, overnight)
Consistent caregivers to build trust
Specialized care for dementia, Alzheimer’s, mobility issues, or chronic conditions
Meal prep, companionship, housekeeping and more
🧾 What It Costs:
Hourly rates typically range from $28 to $40 per hour
Live-in care may average around $250–300 per day
Compared to long-term care facilities, private care at home often provides better emotional outcomes and independence
Key Differences at a Glance
Feature | Government Homecare | Private Homecare (Trinity) |
Cost | Covered by OHIP | $28–$40/hour (typical) |
Wait Time | Weeks to months | Usually within 1–2 days |
Visit Length | 30–60 minutes max | You choose (hourly or full-day) |
Caregiver Consistency | May vary daily | Consistent assigned staff |
Personalization | Limited | Fully tailored to needs |
Extra Support (Meals, etc) | Rarely included | Always available |
Which One Is Right for You?
✅ Government homecare is a good starting point for families with mild or short-term needs — especially post-surgery or during palliative planning.
✅ Private care is ideal when:
Waitlists are too long
Your loved one needs more time or consistency
You want more personal, respectful, and ongoing support
Final Thoughts
At Trinity Homecare Services, we work with many families who combine both:
They use government care when available — and supplement it with private support to ensure their loved one is never left without help.
💬 Have questions about your options? Reach out to us for a free consultation. We’ll help you understand what’s covered, what’s not, and how to build a care plan that feels right for your family.



